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Post Reply: Has anyone dealt with Cavalry Portfolio Services debt collection before?

<blockquote><div class="quotetitle">Quote from Guest on September 4, 2025, 5:33 pm</div><p data-start="156" data-end="576">I recently started getting calls and letters from Cavalry Portfolio Services about a debt they say I owe. The strange thing is that I don’t remember ever having an account with the original creditor, and the balance looks higher than anything I’ve ever had. I know debt collection agencies like Cavalry Portfolio often buy old debts and try to collect on them, but I’m not sure what’s legit and what’s not.</p>
<p data-start="578" data-end="904">I’ve read that sometimes they pursue accounts that are past the statute of limitations or try to get people to pay without verifying the debt. I’m worried about making the wrong move and accidentally restarting the clock if this is really old. I also don’t want my credit report to get worse if they are reporting something.</p>
<p data-start="906" data-end="1347">Has anyone gone through this with Cavalry Portfolio Services? What did you do to handle it? Did you send a debt validation letter or dispute it with the credit bureaus? I came across this <strong><a class="decorated-link" href="https://protectionforconsumers.com/stop-cavalry-portfolio-services-debt-collection-harassment/" target="_new" rel="noopener" data-start="1094" data-end="1200">resource</a></strong> that talks about how to stop Cavalry Portfolio Services debt collection harassment, but I’d love to hear some real experiences from people here.</p></blockquote><br>

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